HSA/FSA Eligible

HSA and FSA accounts are funded with pre-tax dollars, so when you pay with them you skip the income tax you'd normally owe on that money. Depending on your tax bracket, that's an average savings of around 30% versus paying with regular, post-tax dollars.

Both are tax-advantaged accounts for health expenses. An HSA (Health Savings Account) pairs with a high-deductible health plan, is funded pre-tax, rolls over year to year, and stays with you. An FSA (Flexible Spending Account) is employer-sponsored and also funded pre-tax, but funds typically expire at the end of the plan year — so it's a great way to use a remaining balance before you lose it.

Yes — for qualified customers. iRESTORE partners with Truemed so you can pay with HSA/FSA funds on eligible light therapy devices. Eligibility is confirmed through a quick, private health survey at checkout. See eligible devices.

Yes. If you don't have an HSA/FSA card — or prefer not to use it — pay with any credit or debit card and get reimbursed from your account. Complete the Truemed survey and your Letter of Medical Necessity includes a step-by-step reimbursement guide. If your HSA/FSA balance doesn't cover the full amount, you can put the remainder on a regular card too.

A Letter of Medical Necessity (LOMN) is documentation from a licensed provider stating that a product helps treat, mitigate, or prevent a diagnosed medical condition — which is what makes it HSA/FSA eligible under IRS rules. Truemed's network of licensed providers reviews your health survey and issues the LOMN, keeping your purchase compliant.

No. There's no added cost to you for using Truemed — eligibility review and your Letter of Medical Necessity are free. You simply pay the product price.

FSA funds usually expire at the end of your plan year, so it's smart to use them before you lose them. HSA funds roll over, but paying with pre-tax dollars now still maximizes your savings. Either way, an eligible wellness device is a great way to put those funds to work.

Usually instantly. Most qualified customers receive their Letter of Medical Necessity within about 60 seconds of completing the health survey.

The pre-tax benefit requires an HSA or FSA. If you don't have one but you're enrolled in a high-deductible health plan, you may be eligible to open an HSA. Without an HSA/FSA, you can still purchase any device at its regular price.

HSA and FSA accounts are US-specific, tax-advantaged accounts, so Truemed reimbursement is only available to US customers with an eligible HSA or FSA.